Auckland City, AucklandPermanentFull time, PermanentRole can be based in Auckland, Hamilton, Wellington or ChristchurchCreating great futures for our customers, our communities and each other.
If there’s one thing that Westpac New Zealand values above all others, it’s someone who genuinely cares about people and likes achieving results.
Join our Finance team and you too can pride yourself on helping our customers financially to grow a better New Zealand.This is a chance to form part of a fantastic company with a great track record, where talent is developed to its fullest potential and where aspiring and current employees see Westpac as one of THE best places to workThe RoleAt Westpac our Credit Managers’ are committed to ensuring that credit quality and credit risk management is market leading.
Reporting to the Senior Manager Credit Commercial & Agribusiness, you will be responsible for the decisioning of commercial transactions to maintain asset quality within WNZL’s transaction managed lending portfolio within agreed risk parameters.
You will also take accountability for decisioning of other lending transactions as required (i.e. providing credit decision support for transactions in other segments in need, credit authority permitting).
You will partner with the Commercial Managers to drive a sustainable and confident business and strong operating rhythm between frontline teams and Credit Officers, conduct site and customer visits as required and identify initiatives that optimise credit process and efficiency.
What you need to succeedThis is a key role that will require the successful candidate to possess strong analytical skills and attention to detail as well as strong verbal and written communication skills and a good understanding of risk / reward.
You will demonstrate a track record of providing sound, well balanced commercial judgement and be flexible and able to compromise without undermining risk settings or quality.
You’ll be a strong team player able to maintain good working relationships with others day to day and under pressure. Confidence and maturity to negotiate good risk and business outcomes with Commercial Managers is a key component of the role.
In addition you will : Hold tertiary business related degree (preferred).Be a specialist in field through experience and sector knowledge.
Have significant banking / financial services experience across a broad range of disciplines with at least 10 years’ experience originating and approving credit transactions within Commercial segment.
Have been challenged with transactions in the Commercial segment, including cashflow lending.Have demonstrated strong credit risk assessment and evaluation skills.
Demonstrate good computer literacy.Our commitment to youBetter banking can't be delivered without the right people. We understand that your satisfaction in what you do leads to our customers' satisfaction.
We'll support and actively encourage your career development and growth, and provide you with a broad range of benefits.
Let’s go!Apply today with your CV and Cover Letter. We’re also keen to have a chat with all shortlisted applicants about workplace flexibility.
For more information, please reach out to Jennifer.gadney westpac.co.nz