Auckland City, AucklandAbout the RoleAs a passionate, energetic and driven individual, we have an opportunity for you to join our team as a Credit Underwriter .
Reporting directly to the Underwriting Manager in the Credit Operations department, the Credit Underwriter is responsible for the assessment and credit decision of personal / auto loans and revolving products applications, whilst ensuring that all underwriting complies with Latitude policy & procedures and legislative requirements.
Some of your responsibilities will include : Assess and make credit decisions on closed-end and revolving product applications including secured and unsecured loans and Credit Cards.
Correct decision making of applications within delegated authority (DA).Make recommendations where applicable to higher delegated authorities (DA).
Build strong relationships with stakeholders by providing service within determined service level agreements and a positive customer experience.
Discuss and clarify decisions with stakeholders and resolve accordingly in line with Latitude policy & procedures.About YouThe Credit Underwriter will need to work efficiently, be able to negotiate, have experience in customer service and compliance.
Key Experience, Qualifications and Knowledge : Previous loan underwriting experience preferredStrong written and verbal communication skills.
Self-motivated, problem solving skills and attention to detail attributesAbility to work well under pressureTertiary Financial / Accounting / Business qualification preferred.
Preferred understanding of the Financial Services Industry and associated finance products.Preferred understanding of the National Consumer Credit Protection (NCCP) Act and associated legislation.
What do we offer?Latitude Financial Services will provide you with the tools you need to succeedOur comprehensive induction and training program will assist you to progress your career throughout the businessOngoing coaching & support to unlock your potentialAccess to a wide range of benefits like great discounts from leading retailersA fun & supportive workplace with a reward & recognition program designed to acknowledge your achievementsAre you career focused?
Are you looking for a new challenge?If you're interested in this role and feel you are a good fit then please click apply!You must be a Permanent Resident New Zealand or an Australian or NZ Citizen to be considered for this role.
Successful applicants will be required to complete a background check (including criminal history and bankruptcy check) prior to commencement of employment.