Senior Product Manager Home Loan Portfolio Performance
ASB Bank Limited
Auckland, Newzealand
6d ago
source : Hireejobs

Get one step ahead in your career with this great role Senior Product Manager Home Loan Portfolio Performance Business critical product role based within our largest business division Retail banking Exceptional career opportunity for an experienced credit risk or lending professional At ASB we strive to always deliver maximum value for our customers providing outstanding services and innovative solutions to accelerate financial progress for all New Zealanders Our Product Portfolio Management team are accountable for product development and management lending risk appetites and compliance for our Home Loan portfolio As our service offerings continue to grow and evolve against a backdrop of rapidly changing customer needs technologies and regulations an opportunity for a Senior Product Manager has become available Reporting into the Head of Product Portfolio the Senior Product Manager Home Loan Portfolio Performance is responsible for managing and optimising the risk appetite and performance of the home loan portfolio Role responsibilities include Credit risk performance Actively manage of credit risks in the product portfolios recommending and taking corrective action where necessary Risk appetite Lead the development and optimisation of risk appetite settings for the portfolios including management of trigger thresholds Manage and report performance with key risk indicators Governance Manage our home loan product forum and provide performance updates change proposals and updates on agreed actions to other forums Retail Credit Committee Board Audit Risk Committee Macroprudential ownership Manage ongoing compliance with all current and future RBNZ macro prudential measures including restrictions on high LVR lending Change management Lead change activities relating to lending policies and processes to ensure credit risk limits are adhered but balance commercial and risk imperatives Regulatory Act as point person for the fulfilment of regulatory and compliance requirements by the business regulators and third parties e g RBNZ and APRA Process improvement Seek to identify gaps in credit policies and initiate process improvement activity Knowledge base Act as a subject matter expert ensuring business units create and maintain an information base that holds risk policies and related guidance for lenders to enable them to make the best lending decisions What we are looking for Managing a product suite of this breadth and complexity has considerable impact on the success of our organisation and influences where and how we play in the market This role proactively flags emerging and potential credit risks taking into account competitive and environmental factors As such we require a highly strategic and significantly experienced person with deep lending knowledge and or a solid credit risk management background Knowledge of Group lending standards and credit policy related to the products is beneficial A pragmatic and effective communicator it is important that you have experience dealing confidently with executive level stakeholders and have an ability to foster strong relationships across business lines Your ability to translate data and analytics into actionable insights to drive results will underpin your success but ultimately we are looking for someone who acts with the customer at the heart of everything they do Working for ASB This is an outstanding opportunity for the right person who is looking for a new challenge and to further progress their career within a dedicated respected and dynamic team At ASB we are committed to our vision and values of Integrity Caring Passion Courage and United We have an open and inclusive culture a place where well welcome and value your individuality ideals and goals We offer a flexible and supportive working environment a competitive salary package plus plenty of opportunity for rewards and recognition As part of our commitment to diversity and inclusion we welcome applications for this role from candidates seeking flexible working arrangements ASB one step ahead asb co nz careers

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